SMART DECISIONS TODAY FOR A HEALTHY TOMORROW.

As an individual, you’re most likely responsible not only for yourself, but also for the well being of your family. In order to keep yourself and those you care about most healthy and happy, you’ll want to ensure that you have the proper insurance options that can cover your every need and keep you protected financially.

 

Health Insurance

With the cost of healthcare on the rise, you can’t afford to take any chances.  At Key Benefit Solutions, we offer Individual and family health insurance plans to those who do not receive health benefit packages from their current employer, or are either self-employed, unemployed, or a student.  We've unlocked some very creative plan options that become very affordable.

 

Home & Auto

You can’t prevent the unexpected from happening, but you can protect yourself from the financial impact it makes. Talk to your local insurance agent to learn more about our home and auto insurance policies and to receive a free insurance quote and coverage comparison.  Key Benefit Solutions home and automotive insurance policies cover homes, condos, mobiles, cars, trucks, motor homes, motorcycles, trailers, campers, recreational vehicles, commercial fleets, antique cars, and classic vehicles.  Don't just let your current plans renew with rate increases.  Give us a chance to help save you money today.

Disability

Nobody thinks it will happen to them, but one in eight workers will be disabled for more than five years. Luckily, there are a few ways to protect yourself against the financial effects of becoming too sick or injured to work and earn an income. 

A good start to protecting your income is disability income insurance.  Such a policy typically covers 40-60% of pre-disability salary, often up to a set benefits cap.  If you are sick or injured and unable to work, the money is paid directly to you to use to support you and your family – helping to fill a big gap between income and expenses.

Medical Enhancement
Medical insurance just isn't enough these days.  With high deductibles and out of pocket expenses, getting more protection of your savings and retirements accounts has become more of a necessity than a luxury.  Think about the times you've logged onto social media and have seen a family raising money for an unexpected illness or accident they weren't prepared for.  Or the many church fundraisers trying to help assist a family in need.  If your employer doesn't make enhancement benefits available to you at your workplace, reach out to one of our consultants to discuss options like accident, cancer, critical illness, and hospital enhancements.

 

Life

Reasons to Buy Life Insurance

As we grow older, get married, start a family, and begin a business, we realize that life insurance is indispensable and fundamental to a sound financial plan. The reasons to buy life insurance to protect your family and estate in a number of ways, include:

1. To Pay Final Expenses

2. To Cover Children’s Future Expenses

3. To Replace the Spouse’s Income

4. To Pay Off Debts

5. To Protect Personal Savings and Retirement
 

We've got several options for you to choose from.  Whether you are a believer in term insurance or permanent insurance, we can shop several carriers for you to present the best options for you regardless of your health history.  

 

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